Welcome to the official website of the Recovery Agents of the Carolinas (RAC), a premier collateral recovery trade association serving the Carolinas region.

We are dedicated to fostering professionalism, education, and industry excellence within the repossession and recovery sector.

RAC understands the vital role that recovery agents play in the financial industry. As a collateral recovery trade association, we bring together professionals from across the Carolinas who specialize in locating, securing, and returning collateral for lenders, creditors, and other financial institutions. Our mission is to support and elevate the standards of our industry through advocacy, education, and networking opportunities.